Whether you want to buy a home, refinance your existing mortgage, finance your home improvement, or consolidating your debts, the EAS Realty & Mortgage Services team can help you find the best loan that will suit your needs.

In light of today’s lower interest rates, it may make sense for you to consider refinancing your current mortgage.

We can help you determine the cost savings and benefits you would experience with a new loan, taking into account items such as upfront refinancing costs, change in the amount of your mortgage interest deduction, and alternative planning ideas for the money you save.


Refinancing is often a sound financial choice that can allow you to meet a variety of needs. You can:

  • Reduce your monthly payments by taking advantage of lower interest rates or extending the repayment period.
  • Reduce your interest rate risk by switching from an adjustable-rate to a fixed-rate loan or from a balloon mortgage to a fixed-rate loan.
  • Reduce your interest cost over the life of your mortgage by taking advantage of lower rates or shortening the term of your loan.
  • Pay off your mortgage faster (accelerating the build-up of equity) by shortening the term of your loan.
  • Free up cash for major expenses like college tuitions or to consolidate debts.
Mortgage services offered:
• First-time Home Loan
• Purchase Home Loan
• Home Equity Loan and Line of Credit
• Refinance Mortgage
• Cash-Out Refinance
• Debt Consolidation Refinance
• Notary Public Services


Click below for helpful links:
Mortgage Calculators
California Department of Real Estate
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